1. Introduction
Earnandthrive (website URL: www.earnandthrive.org) appreciates our audience for their trust. We are a Nigerian-based company, with a mission to lead finance conversations in Nigeria. Please read this Privacy Policy.
2. Data Collected
Data Storage Location
We are a Nigerian-based website and operate on servers hosted by Blogger (Google). Google ensures that your data is securely stored and GDPR compliant. For more information, please see Google’s Privacy Policy.
Registration Data
If you register on our website, we store your chosen username, your email address, and any additional personal information added to your user profile. You can see, edit, or delete your personal information at any time (except by changing your username). Website administrators can also see and edit this information.
Purchase Data
To receive product support and retain your account, your account details, order history, and credit card are stored on our servers in an encrypted format. This is required for us to provide you with downloads, product support, and other customer services.
Comments
When you make comment(s) on the website, we collect the data shown in the comments form, and also the IP address and browser user agent string to help with spam detection.
Contact Form
Information submitted through the contact form on our site is sent to our company email. We use the Contact Form 7 plugin for this purpose, and the plugin’s privacy policy can be found on the website. These submissions are only kept for customer service purposes; they are never used for marketing purposes or shared with third parties.
Google Analytics
We use Google Analytics on our site for anonymous reporting of site usage. No personalized data is stored. If you would like to opt out of Google Analytics monitoring your behavior on our website, please use this link: Google Analytics Opt-out.
3. Cases for Using the Personal Data
We use your personal information in the following cases:
- Verification/identification of the user during website usage;
- Providing technical assistance;
- Sending updates to our users with important information regarding news or changes;
- Checking account activity to prevent fraudulent transactions and ensure security;
- Customizing the website to make your experience more personal and engaging;
- Ensuring overall performance and administrative functions run smoothly.
4. Embedded Content
Pages on this site may include embedded content, like YouTube videos, for example. Embedded content from other websites behaves in the exact same way as if you visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction if you have an account and are logged in to that website. Below is a list of the services we use:
The Facebook page plugin is used to display our Facebook timeline on our site. Facebook has its own cookie and privacy policies over which we have no control. There is no installation of cookies from Facebook, and your IP is not sent to a Facebook server until you consent to it. See their privacy policy here: Facebook Privacy Policy.
We use the Twitter API to display our tweets’ timelines on our site. Twitter has its own cookie and privacy policies over which we have no control. Your IP is not sent to a Twitter server until you consent to it. See their privacy policy here: Twitter Privacy Policy.
We use YouTube videos embedded on our site. YouTube has its own cookie and privacy policies over which we have no control. There is no installation of cookies from YouTube, and your IP is not sent to a YouTube server until you consent to it. See their privacy policy here: YouTube Privacy Policy.
5. Cookies
This site uses cookies – small text files that are placed on your machine to help the site provide a better user experience. Cookies generally exist to make your browsing experience better. You may disable cookies in your browser if you prefer.
Necessary Cookies (all site visitors)
cfduid: Used by our CDN CloudFlare to identify individual clients behind a shared IP address and apply security settings on a per-client basis. CloudFlare Privacy Policy
PHPSESSID: To identify your unique session on the website.
Necessary Cookies (for logged-in customers)
wp-auth: Used by WordPress to authenticate logged-in visitors.
wordpress_logged_in_{hash}: Used by WordPress to authenticate logged-in visitors.
wordpress_test_cookie: Ensures cookies are working correctly.
wp-settings-[UID]: Customizes your view of the admin interface.
Google uses cookies to serve ads to our site visitors based upon their visit to Earnandthrive.org and other sites. Visitors may decline DART cookies via Google Ads Policies.
6. Who Has Access To Your Data
If you are not a registered client of our site, there is no personal information we retain about you.
If you are a registered client, your personal information can be accessed by:
- Our system administrators.
- Our support team when necessary to provide support.
7. Third-Party Access to Your Data
We don’t share your data with third parties in a way that reveals your personal information like email or name. Exceptions exist for partners needed to provide the services you expect.
Google: For serving ads and analyzing website activity, Google AdSense, Analytics, and Search collect data. See Google Privacy Policy.
8. How Long We Retain Your Data
- Comments or support tickets: Retained until you request deletion.
- Registered accounts: Stored until you request deletion (except username). Website administrators can also see and edit this information.
9. Security Measures We use SSL/HTTPS throughout our site, encrypting communication to prevent unauthorized access. In case of a data breach, system administrators will take immediate action, notify affected users, and reset passwords if necessary.
10. Your Data Rights
General Rights
You can request an exported file of personal data we retain or request deletion of such data. Deletion may prevent us from offering certain services if your account data is erased.
GDPR Rights
of the European Union may request access or deletion of their personal data under GDPR. For more details, see the EU GDPR Information Portal.
CCPA Rights
California residents may:
- Request disclosure of personal data collected.
- Request deletion of personal data.
- Opt-out of sale of personal data.
Requests must be responded to within one month. Contact us at [your contact email]. Children’s Rights We do not knowingly collect personal information from children under 13. Parents may request deletion if such data is collected.
11. Third-Party Websites Earnandthrive.org may link to third-party websites. We are not responsible for their privacy practices. Social media sharing links only connect to third parties if you explicitly click them.
12. Release of Your Data for Legal Purposes Earnandthrive.org may disclose information if required by law, subpoena, or for legal reasons, including fraud prevention. Disclosure will comply with local laws.
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